# Human API / LexisNexis Health Intelligence — Profile & Review | Medrecords AI

> Human API / LexisNexis Health Intelligence is a insurance underwriting & payer chart review operating in the medical-record review and IME ecosystem. EHR retrieval/summarization for underwriting (Medical Insights, Clinical History Report, Highlights Summary); automated APS fulfillment via Human API affiliate when EHR unavailable - service + software hybrid

Canonical page: https://medrecords.ai/ime-hub/software/human-api-lexisnexis-health-intelligence/

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## What it does

EHR retrieval/summarization for underwriting (Medical Insights, Clinical History Report, Highlights Summary); automated APS fulfillment via Human API affiliate when EHR unavailable - service + software hybrid

## Evaluation criteria

| Criteria | Detail |
|---|---|
| Processing model | AI + Workflow Automation (EHR summarization + auto APS ordering) |
| Human QA | None disclosed |
| Typical turnaround | Not published |
| Pricing model | Not published |
| Indicative cost | Not published |
| Export formats | Not published |
| Best for | Life insurance underwriters needing fast, readable EHR summaries |
| Customer satisfaction | No public reviews found |

## Profile notes

**Who it serves:** Life insurance underwriting

**Claims & platform notes:** Clinical History Report engine ('30% shorter' than raw EHR); Medical Insights attribute extraction "30,000+ U.S. data sources," ~270 million lives covered; EHR hit rate up to 76%; underwriters use EHR data up to 79% of time; placement rate improvement up to 10% (self-reported)

**Review summary:** Not independently rated in v1. Cited public reviews are listed in Sources; MedRecords assigns no star rating without verified evidence.

**Competitive coverage:** [Top 5 Medical Chronology Platforms [2026 Review]](https://www.intelligenthq.com/top-5-medical-chronology-platforms-2026-review/)

## Key facts

- **Segment:** Insurance Underwriting & Payer Chart Review
- **Website:** [https://risk.lexisnexis.com/products/health-intelligence-ehr](https://risk.lexisnexis.com/products/health-intelligence-ehr)
- **Founded:** Not published
- **HQ:** Not published (Human API historically HQ'd in San Mateo/San Francisco, CA per press coverage; not independently confirmed via primary source in this session)
- **Headcount:** Not published
- **Ownership:** Acquired by LexisNexis Risk Solutions (a RELX company) — acquisition announced April 25, 2023
- **Pricing:** Not published
- **Turnaround:** "Nine days" cycle-time reduction cited for a referenced carrier (not a general SLA)
- **Certifications:** HIPAA-authorized network access; consumer-consent (QHIN/patient portal) pathways referenced

## Sources

- [Human API / LexisNexis Health Intelligence website](https://risk.lexisnexis.com/products/health-intelligence-ehr)
- [LexisNexis press release on Health Intelligence](https://www.prnewswire.com/news-releases/lexisnexis-health-intelligence-paves-a-path-of-innovation-to-help-us-life-insurers-improve-the-underwriting-process-302381697.html)
- [Capterra Human API listing](https://www.capterra.com/p/187795/Human-API/)
- [GetApp Human API listing](https://www.getapp.com/healthcare-pharmaceuticals-software/a/human-api/)
- [IntelligentHQ: Top 5 Medical Chronology Platforms [2026 Review]](https://www.intelligenthq.com/top-5-medical-chronology-platforms-2026-review/)

Last verified: 2026-08-15