# MIB Group — Profile & Review | Medrecords AI

> MIB Group is a insurance underwriting & payer chart review operating in the medical-record review and IME ecosystem. Underwriting risk-checking database (MIB Checking Service), electronic medical data (EMD/EHR access, incl. acquired Clareto), Code Solutions, In Force Data, actuarial services, MIB Life Index

Canonical page: https://medrecords.ai/ime-hub/software/mib-group/

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## What it does

Underwriting risk-checking database (MIB Checking Service), electronic medical data (EMD/EHR access, incl. acquired Clareto), Code Solutions, In Force Data, actuarial services, MIB Life Index

## Evaluation criteria

| Criteria | Detail |
|---|---|
| Processing model | Automated Data Aggregation (industry information exchange) |
| Human QA | None disclosed |
| Typical turnaround | 2-4 Day Flexible Waiting Period before EHR consolidation |
| Pricing model | Not published |
| Indicative cost | Not published |
| Export formats | Not published |
| Best for | Life insurers cross-checking applicant medical/insurance history |
| Customer satisfaction | No public reviews found |

## Profile notes

**Who it serves:** Life, health, disability income, critical illness, and long-term care insurance underwriting

**Claims & platform notes:** EMD (electronic medical data) platform; absorbed Clareto's EHR retrieval technology (2025) Member companies represent ~99% of individual life insurance policies and ~80% of health/disability policies issued in the U.S. and Canada (self-reported)

**Review summary:** Not independently rated in v1. Cited public reviews are listed in Sources; MedRecords assigns no star rating without verified evidence.

**Competitive coverage:** [Top 5 Medical Chronology Platforms [2026 Review]](https://www.intelligenthq.com/top-5-medical-chronology-platforms-2026-review/)

## Key facts

- **Segment:** Insurance Underwriting & Payer Chart Review
- **Website:** [https://www.mibgroup.com](https://www.mibgroup.com)
- **Founded:** 1902
- **HQ:** Braintree, Massachusetts (exact street address not published in pages reviewed)
- **Headcount:** Not published
- **Ownership:** Member-owned, not-for-profit corporation owned by ~430 member life/health/disability insurers in U.S. and Canada; Delaware membership corporation since 1978
- **Pricing:** Not published
- **Turnaround:** Not published
- **Certifications:** Regulated as a nationwide specialty consumer reporting agency under the Fair Credit Reporting Act

## Sources

- [Source](https://en.wikipedia.org/wiki/MIB_Group)
- [MIB Group website](https://www.mibgroup.com)
- [MIB Electronic Medical Data (EMD) service page](https://www.mibgroup.com/solutions/emd/)
- [IntelligentHQ: Top 5 Medical Chronology Platforms [2026 Review]](https://www.intelligenthq.com/top-5-medical-chronology-platforms-2026-review/)

Last verified: 2026-08-15