# Medical Review for Auto Bodily Injury Claims — Medrecords AI

> Evaluate specials and causation on the cited medical record, not the demand letter narrative. Built for BI adjusters and claims examiners.

Canonical page: https://medrecords.ai/solutions/bodily-injury-claims/

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New — **Missing Records Detection:** flags every visit, provider, and date missing from the file. [See how →](https://medrecords.ai/product/missing-records-identification/)
[Home](https://medrecords.ai/) ›[Solutions](https://medrecords.ai/) › — Auto Bodily Injury Claims
Medical record review for auto BI claims

## Every BI claim, read the same way.

For auto bodily injury claims, Medrecords AI turns the treatment file into a cited summary before the demand letter arrives — so adjusters evaluate specials and causation against the record, not the narrative.

[Book a demo](https://medrecords.ai/demo/)
 [Test a file ](https://medrecords.ai/test-a-file/?src=solutions-bodily-injury-claims)
BI claim file · organizing
 review-ready
340 pp
 → 4 providers, sorted & deduplicated
Pre-existing condition, 2022 — surfaced to top
Treatment gap, 6 weeks — flagged for review
Built for the desk, not just the file.
The status quo
avg. BI claim $29,100, up 11% in a year
~50% of claimants represented by counsel; 18% litigate
the demand arrives with the story; the record arrives separately

### Open a referral that's already organized.

Everything the exam needs — structured, surfaced, and sourced. Medrecords organizes the referral, builds the chronology, and drafts the history with citations, so your time goes to the evaluation and the opinion.

IME report · from your template — QME-104
p.31
 p.212
 p.640

#### Custom reports: your letterhead, your voice

Report templates draft the history and records review with inline citations. You add the findings and the opinion. Export clean, in your format, every time.

Chronology · by date
2019 — Prior injury · lumbar strain, pre-DOI
Feb 11 — Date of injury — ER visit
May 22 — MRI — Lumbar imaging placed inline
Jun 01 — Gap in care · 47 days
Jul 17 — Orthopedic consultation

#### Automated chronology: the history in order

Prior injuries, treatment, imaging, and gaps — every event dated, sourced, and in sequence. The whole medical history scannable before the claimant walks in.

Duplicate sets · 4 — Match similarity
Ambulance Call Report — multiple — Review
Consultation Report — 84% — Review
Progress Note — 87% — Review
Remove all duplicates

#### Dedup & indexing: shrink the packet first

Referral packets arrive bloated with duplicates and misfiled pages. Medrecords removes the redundancy and indexes what remains — so you read each page once.

Cross-checked · multi-model — Referral #M-2210
Claimant name — Jane Doe — ✓
Date of injury — 2024-02-11 — ✓
Diagnosis — Lumbar disc herniation — ✓
Prior injury — 2019 lumbar strain — ✓
Treatment to date — PT ×12 · ESI ×2 — ✓

#### Built to be verified — not just believed

Multiple models cross-check every extraction. Each field carries its citation and a confidence score, and low-confidence pulls are flagged, so your verification is a click, not a re-read.

Adapts to each referral

### Built for expert-level decisions.

Contradictions, diagnostic inconsistencies, prior injuries: surfaced with citations, scored for confidence, and left for you to weigh. The judgment stays yours.

[See the full IME workflow, capability by capability →](https://medrecords.ai/product/ime-medical-legal/)
Intake · Case 2025-0412
 reading — p. 1,462 / 1,847
PDF
 ED_records · 214 pp


 DOC
 ortho_chart · 1,128 pp


 JPG
 nurse_note · flagged
Multi-model read · dedupe · claimant split · index
1,847 pp in
 612 unique
 14 flagged
 One DICOM study
Organized record — by provider · date
01 — Jul 17 — Medical Records
02 — Jul 17 — Imaging Reports
03 — Aug 06 — Physician Notes
612 pp indexed · every row cited — open the case →

#### Surface the clinical details that change opinions

Contradictions across providers, diagnostic inconsistencies, and key clinical events — highlighted on the timeline and cited to the page, so you analyze instead of search.

#### You make the calls — always

AI does the reading, every line stays reviewable and traceable, and verification is one click to the source. The findings and the opinion remain yours. As they should.

Who this is for

### You're the expert. Reading shouldn't be the job.

BI adjusters and claims examiners at carriers and TPAs evaluating specials, causation, and pre-existing conditions on represented claims.

Contradictions and diagnostic inconsistencies highlighted with sources
Records oriented by provider, facility, and date at a glance
More files per week, with the same clinical rigor
Records review · file 3 of 9 today
 panel-ready
Dx: cervical radiculopathy — progress note — p.212
EMG negative — 6 weeks later — conflict · p.388
Prior claim, same body part — 2021 — p.63
ROM measurements — all visits, compared — table
Contradictions found for you — conclusions stay yours
The objection

### “Does this just summarize what the demand letter already says?”

No — it reads the underlying treatment record independently, so you can check the demand against the file, not take it on faith.

Built for the defensible evaluation.

Who we serve

### One platform. Built for everyone who works the file.

The same defensible, cited record, shaped to how each team reads it: the case, the claim, or the exam.

Roles
[ — IME Physicians — Defensible IME opinions, faster](https://medrecords.ai/solutions/medical-evaluators/)
 [ — Claims Adjusters — Triage and settle sooner](https://medrecords.ai/solutions/insurance/)
 [ — Defense Lawyers — Surface the case-deciding fact](https://medrecords.ai/solutions/legal/)
 [ — Legal Nurse Consultants — Chronologies in a fraction of the time](https://medrecords.ai/solutions/legal-nurse-consultants/)
 [ — Expert Witnesses — Cited opinions, not paper chases](https://medrecords.ai/solutions/expert-witnesses/)
 [ — Life Care Planners & Vocational Experts — Cost projections built on the full record](https://medrecords.ai/solutions/life-care-planners/)
 [ — Social Security Disability Representatives — Years of records, one hearing](https://medrecords.ai/solutions/disability-representatives/)
 [ — Forensic Psychological Evaluators — Your report format, fully cited](https://medrecords.ai/solutions/forensic-psychological-evaluators/)
Organizations
[ — Insurance Carriers — Scale review across every claim](https://medrecords.ai/solutions/insurance-carriers/)
 [ — Law Firms — Litigation-ready case files](https://medrecords.ai/solutions/law-firms/)
 [ — TPAs & Case Management — Standardize across clients](https://medrecords.ai/solutions/tpas/)
 [ — Government & Public Sector — Compliant, auditable records](https://medrecords.ai/solutions/government/)
 [ — IME Companies & Networks — One pipeline, every physician](https://medrecords.ai/solutions/ime/)
 [ — Self-Insurers — Claims reviewed like a carrier would](https://medrecords.ai/solutions/self-insurers/)
 [ — Disability Insurers — LTD/STD files, cited every cycle](https://medrecords.ai/solutions/disability-insurers/)
 [ — Settlement Administrators — Tier claims at MDL scale](https://medrecords.ai/solutions/settlement-administrators/)
 [ — VA C&P Exam Contractors — C-files, exam-ready on time](https://medrecords.ai/solutions/va-cp-contractors/)
 [ — Hospital Risk Management — Know the chart before counsel does](https://medrecords.ai/solutions/hospital-risk-management/)
 [ — Litigation Funders — Underwrite the file, not the pitch](https://medrecords.ai/solutions/litigation-funders/)
 [ — Medical Funders & Lien Networks — Fund the treatment, verify the file](https://medrecords.ai/solutions/medical-funders/)
Use Cases
[ — Social Security Disability — Timeline ready before the hearing](https://medrecords.ai/solutions/social-security-disability/)
 [ — Personal Injury Plaintiff — Cited evidence on demand](https://medrecords.ai/solutions/personal-injury-plaintiff/)
 [ — Personal Injury Defense — Verify specials, flag the gaps](https://medrecords.ai/solutions/personal-injury-defense/)
 [ — Veteran Disability — Timeline built before the exam](https://medrecords.ai/solutions/veteran-disability/)
 [ — Workers' Compensation — Track treatment and gaps](https://medrecords.ai/solutions/workers-comp/)
 [ — Mass Tort — Qualify claimants at scale](https://medrecords.ai/solutions/mass-tort-case-review/)
 [ — Medical Malpractice — Reconstruct the timeline](https://medrecords.ai/solutions/medical-malpractice/)
 [ — Auto Bodily Injury ClaimsYOU ARE HERE — Specials and causation, cited](https://medrecords.ai/solutions/bodily-injury-claims/)
[Not sure which fits? Talk to us about Enterprise ](https://medrecords.ai/demo/)
FAQ

### Auto Bodily Injury Claims, answered.

Yes — prior conditions and treatment history are surfaced and cited to source.

Yes — the record read is the same regardless of coverage type.

Ask about integration with your existing claims system — the output is built to drop into an adjuster's existing review step.

CONTENT HUB
The Content Hub covers medical-legal record review across IME and QME, workers’ compensation, personal injury, disability and life underwriting, mass tort, and payer integrity. Free, no login.

[Browse the Content Hub ](https://medrecords.ai/content-hub/)

### Send your next BI file.

Read the cited summary before the demand does. Then evaluate.

[Book a demo](https://medrecords.ai/demo/)
 [Test a file ](https://medrecords.ai/test-a-file/?src=solutions-bodily-injury-claims)
