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LITIGATION FUNDING RECORD REVIEW

Specials, gaps, pre-existing findings, surgical recommendation.

Litigation funding record review pulls the four facts an advance decision turns on out of the medical file: documented specials, treatment gaps, pre-existing findings, and any surgical recommendation. Every line is cited to its source page, for one plaintiff or for a fifty-thousand-claimant portfolio in diligence. Underwriters decide; we read.

Click any row → the source page it cites
Funding file read · Case #IME-4812 cited
Adams, Timothy · advance request file
342 pp / 2 packets received logged
11 duplicate pages removed free
p.140 — wrong patient quarantined
Pages 342 Duplicates 11 Cited 100%

The matrix is written down. So is the scoreboard.

We do not build for a case type until we can name the standard that defines a correct output and the person who grades the file against it. In litigation funding, both are unusually explicit: the matrix is written, and the deal either returns or it does not.

That makes this one of the few niches where a record read can be checked against a number that arrives on its own, without anyone grading the read.

The rulebook and the referee
The rulebook
  • The funder's own underwriting matrix: an advance of roughly 10–20% of anticipated settlement value, gridded by injury type, treatment level and venue
  • State consumer legal funding statutes in ME, OH, NE, OK, IN, VT, NV, UT, WV and WI
  • ARC and ALFA industry codes
  • Emerging third-party litigation funding disclosure rules: D.N.J. L.Civ.R. 7.1.1, and the proposed amendment to FRCP 26
The referee
  • The case itself, which settles for a number. Underwritten value against realised value is measured on every deal
  • The LPs, who see portfolio default rate and IRR reported quarterly
  • The clock: 12 to 36 months from advance to resolution, arguably the fastest feedback loop of any case type on this site
In-house underwriters and contract nurse reviewers read these files at $65–125 an hour; offshore review runs $20–40 an hour Flat 10¢/page here, duplicates free
Funding file read · Case #IME-4812 cited 100%
Production342 pp / 2 packets · 11 deduplicatedlogged
Documented specialsBilled charges traced to source pagescited
Treatment gaps7 visits, improving since 4/02dated
Pre-existing findingsPrior imaging and prior complaintssurfaced
Surgical recommendationArthroscopic surgery, 4/18p.61
4 underwriting facts · cited 100% · no value estimate
What the file actually looks like

Between 150 and 800 pages, and none of them sorted.

A funding request rarely arrives as one clean file. It arrives as whatever the plaintiff firm had on hand: an ER packet, a chiropractic ledger, an orthopedic office file, sometimes an imaging disc report, sent across two, three or four productions. The median file we scope for this work sits around 475 pages.

The pages themselves fight back. Faxed scans that have been printed and re-scanned twice, handwritten intake and treatment notes, billing sheets photographed on a phone, and the same discharge summary appearing in three productions at once. Under a flat 10¢ a page with duplicates free, that overlap is not billed twice.

The volume behind it is real. Industry estimates put consumer legal funding at roughly 150,000 to 300,000 advances a year, and Westfleet's annual report counts about $2.3 billion a year in new commercial litigation finance commitments. Mass tort diligence compounds that: one docket can put tens of thousands of claimant files in front of a single underwriting desk.

What we'd build with you

Four steps, starting with one real file.

01

Send one real file

A live advance request or a docket sample, in whatever shape it reached your desk. In the demo case that was 342 pages across 2 packets, with a wrong-patient page quarantined before the read started.

02

We return the read, page-cited

Documented specials, treatment gaps, pre-existing findings and any surgical recommendation, each one linked to the page it came from. You check it against what your own reviewer found on the same file.

03

We scope the build against your matrix

Your grid, your fields, your thresholds and your output format. We fit the extraction to the matrix you already underwrite on, rather than asking you to underwrite on ours.

04

You run it

Your underwriters price the deal and set the advance. We never estimate case value, score merit, or approve or decline a request. The read is an input to your decision, not the decision.

Audit trail · Case #IME-4812 exportable
08:12Production received · 342 pp / 2 packetssystem
08:3111 pages deduplicatedsystem
08:44p.140 flagged — wrong patientsystem
08:54Funding read complete · 4 facts · cited 100%system
09:20Read reviewed · citations verifiedunderwriter
09:26Read exported · advance priced off-platformunderwriter
Every access logged · file deleted 30 days after delivery
Why Medrecords AI

The rules the platform never breaks.

Medrecords AI EVERY LINE CITED
CASE #IME-4812 · ADAMS, T.342 pp
2/14 — ER visit, right knee p.4
4/18 — arthroscopic surgery p.61
p.140 — wrong patient quarantined
Medrecords AI
Read every page · cite every line

HIPAA, under a signed BAA

Every file is handled under our Business Associate Agreement, from the first byte.

Never trains a model

Your records are never used to train any AI model — ours or anyone else's.

Every line cited

If we can't cite it, we don't say it. Every sentence links to its source page.

Deleted after delivery

Files are deleted 30 days after delivery, with a full audit log of every access.

Powered by the platform

Four capabilities behind every funding read.

The funding read is one deliverable of the same platform that reads, sorts, and cites the whole record.

Claims & Billing Ledger

Every billed amount in the specials traces to a source page. Click a figure and land on the document that justifies it.

IN ACTION · billed charges → the page each one came from

Medical Chronology

The treatment timeline builds itself, so the gaps between visits are visible as intervals rather than buried in date stamps.

IN ACTION · 7 visits, improving since 4/02, on one timeline

Mass Tort Batch Processing

The same extraction criteria run across an entire docket, so portfolio diligence reads every claimant file instead of a sample of them.

IN ACTION · one criteria set → every file in the docket

Treatment Relatedness Signals

Every visit and charge tagged related, unrelated or disputed against the covered incident, with the cited reasoning behind each tag. You adjudicate.

IN ACTION · every charge tagged, every tag cited
FAQ

Litigation funding record review, answered.

Four things, each cited to the page it came from: the documented specials in the billing record, the intervals between treatment dates, any pre-existing findings in prior imaging or prior complaints, and whether a surgical recommendation is documented anywhere in the file. Nothing is inferred. If a fact is not on a page, it does not appear in the read.

No. We do not estimate case value, score merit, or set an advance. The underwriting matrix is yours, and the advance percentage, the venue adjustment and the decision stay with your underwriter. We return the documented facts the matrix runs on, cited, so the person applying the matrix is not also the person reading 475 pages.

Yes. Lien underwriting turns on the same record: what was billed, what was treated, what looks pre-existing and what is still recommended. We read the billing and treatment records you already hold and cite every figure back to the document that supports it. Whether the lien is worth funding, and on what terms, stays your call.

Yes. The same read runs across a docket in batch, with the same extraction criteria applied to every claimant file, so the outliers surface instead of hiding in the middle of the portfolio. Files stay separated per claimant, and every extracted fact keeps its citation back to a page in that claimant's own production.

We do not retrieve records from providers or facilities. You bring the productions you already hold, and the read starts in minutes from upload rather than days from a retrieval request. Pricing is a flat 10¢ a page with duplicates free, which matters when the same discharge summary appears in three of the four productions in one file.

Send one file. We'll tell you what we can read.

No obligation. If the case type is buildable we'll scope it; if it isn't, we'll say so.